How to recover your money after being scammed online

People often fall victims of online scams, and they do not know how to go about recovering their money and maybe nailing the criminal. Therefore, I conducted research and decided to help people work the step-by-step process on how to recover their money after falling a victim of an online scam.

The first thing you ought to do after you notice that it’s a scam is to take a screenshot of the conversations you had with the online vendor on any social media platform.

Secondly, copy out the full name and account details of the vendor that scammed you, and if you made a transfer to him/her, go to the transaction history or alert and copy out the transaction ID number of that transaction.

Send the details through email to your banks E-fraud team. The email should contain the screenshots, the transaction ID number, the full name of the scammer and his/her bank. Forward the same mail to the CBN fraud desk through [email protected]. This will help the bank to place the scammers account on hold.

With this, the scammer won’t be able to access the money from his/her account unless he/she visits the bank to clear it. Then with the aid of your lawyer you can make a police report to the nearest police station and also file a suit in the court to order the bank to release the information of the criminal to the police so that the police can track him/her down.

If you do not have the email address of your bank, you can ask the customer care anytime you visit the bank or simply use your mobile phone to search for it on Google.

The process written here could be tedious and time-consuming; however, it’s worth it if you really want to get back your money, especially those who lost a huge sum to online scammers.